Medical Benefits

We’re proud to offer you medical plan options designed to help you and your family get the care you need.

Preferred Provider Organization (PPO)

The Preferred Provider Organization (PPO) plans offer the flexibility to choose an in-network or out-of-network provider each time you need care. Keep in mind, you will save money when you visit in-network providers. The PPO plans offer two deductible options. Generally, the higher the deductible, the lower your premiums will be.

High Deductible Health Plan (HDHP)

The High Deductible Health Plan (HDHP) features a higher deductible with the option of participating in a Health Savings Account (HSA). After the annual deductible is met, you pay coinsurance for most health care services, up to the annual out-of-pocket maximum. You have the option to save pre-tax funds in an HSA up to annual limits to pay for you and your family’s health care needs.

See the Benefits Guide or benefit summaries for detailed plan information.

Stay Healthy with Medical Coverage